How Car Insurance Groups Work in the UK

Car insurance groups in the UK—rated 1 to 50—shape your premiums more than you might think. Compare 100 explains how they work and how to use them to save on car insurance.

Group Basics

The Association of British Insurers sets groups based on repair costs, performance, and theft risk. A Group 1 car (e.g., Fiat Panda) is cheap to insure—low power, easy fixes. Group 50 (e.g., sports cars) costs a fortune—hig